A Strategic Partnership for the Long-Term

We offer a bespoke advisory service for professionals, business owners and successful families who understand the true value of having a financial professional on their side.

As your adviser, we combine our in-depth technical knowledge, personal experience and professional networks to build your unique financial strategy. Our strategies provide you with the greatest probability of reaching your goals with the least risk.

Our starting point is understanding you. We want to know who you are, what is important to you and what enriches your life. Our advice is driven by an in-depth knowledge of your short, medium and aspirational long-term goals.

As a fee for service firm, our advice is strategic in nature. We provide consultation, analysis and opinion. Depending on your needs, we can work on a retainer or on a project-specific basis to ensure you are and remain On Track and OK. We achieve this by providing workable solutions and insights in the following areas:

• estate planning

• business succession planning

• wealth protection

• tax planning strategies

• superannuation and retirement planning; and

• strategic investment advice

Estate Planning

Building your estate to ensure a secure financial future for your family is not just about creating wealth. All your wishes must be documented correctly. Prudent estate planning requires careful consideration and preparation to ensure the right assets are transferred as intended and at the most optimal time.

Business Succession Planning

Succession planning can be stressful and involve many emotional and legal considerations. We understand the technical requirements, consider the human factors and guide clients through the practical steps necessary to transition their business in the least disruptive manner.  Planning and implementing the ideal strategic financial steps will smooth the path to receiving a lump sum payment for a business.

Wealth Protection

Personal risk advice is a specialist area. Facing your own mortality and considering the financial implications of ill-health can also be confronting. The wrong structure or terms can have a significant impact. We help our clients discuss these issues and work with specialists to build comprehensive wealth protection strategies for families, individuals and businesses.

Tax Planning Strategies

Many of our clients achieve their long-term goals through various, well-considered structures. We provide strategic advice to protect your assets within a tax efficient and flexible structure that will adapt to future changes.

Superannuation & retirement planning

Regardless of your current stage in life, a well-considered superannuation strategy is pivotal to achieving your retirement goals. Superannuation rules change continually. It is critical to view superannuation as an investment early in your life and to take advantage of every opportunity to achieve your retirement goals.

Strategic Investment Advice

Our investment philosophy focuses on preserving your capital. We focus first on managing risks. We then seek to maximise investment returns within an acceptable risk budget relative to your goals. We target a more consistent investment return for clients as compared to industry benchmarks.